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Calculators
Qualifying Ratios
Sale Price of Home
Percent (%) or $ Amount Down
Term of Loan (in Years)
Interest Rate (% of 100)
Combined Hshld Mthly Gross Income
Monthly Auto Loan Payment
Other Recurring Payments
Dollar Amount Financed
Monthly Payment
Annual Loan Cost
Other Debt
Total Monthly Debt
 
% RATIO OF HOUSING COST TO INCOME
This value should be <= 28% for conventional loans, and <= 29% for HUD/FHA loans
% RATIO OF (HOUSING COST + DEBT) TO INCOME
This value should be <= 36% for conventional loans, and <= 41% for HUD/FHA loans
MINIMUM MONTHLY INCOME QUALIFY

Mortgage Calculator
Sale Price of Home
Percent (%) or $ Amount Down
Term of Loan (in Years)
Interest Rate (% of 100)
Dollar Amount Financed
Monthly Payment
Annual Cost of Loan
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